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Finances

Keys to Avoiding Debt? Use Holiday Budget Plans

Christmas shopping Be prepared for holiday spending temptations. For example, be money smart by taking steps to avoid credit debt.

Learn how…

backpack_money Keys to Avoiding Back-to-School Debt? Make a Plan and Use It!

Don’t flunk your budget and end up in debt. Before shopping for back-to-school clothes and supplies, do your homework. Make a plan and use it!

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Credit Cards

Your credit rules are changing creditcouple

In 2010, new credit card regulations took effect. Review a list of ten key changes that you can expect to see regarding your credit card.

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Students, Credit Cards and the Fine Print

New credit card regulations for 2010 include several measures aimed at protecting young consumers and college students, who until now have been flooded with offers of incentives for easy credit. Young adults new to college campuses are extremely vulnerable to these practices.
Learn more about credit cards on campus…

Sizing Up Your Financial Situation

Sometimes unforeseen events in life challenge us. They may include unemployment, downsizing, a disability, natural disasters, divorce, or widowhood. Regardless of the reason, you need to take charge during these challenging times. When faced with reduced income or increased expenses, you need to develop a spending plan to help pay your bills. If your income will be affected for more than a month, you will need to adjust your spending habits to maintain control of family finances over an extended period.

Learn more about assessing your financial situation during a financial crisis.

Discover more about improving your personal finances.

Ready or Not… Tax Time is Here!

taxes The time is here for documenting your 2010 income and pay taxes to the state and federal governments. Our financial expert offers a advice, tips and informs you of developments that may impact your tax return.

Check out the 2011 Tax Tips…