Keys to Avoiding Debt? Use Holiday Budget PlansBe prepared for holiday spending temptations. For example, be money smart by taking steps to avoid credit debt.
Keys to Avoiding Back-to-School Debt? Make a Plan and Use It!
Don’t flunk your budget and end up in debt. Before shopping for back-to-school clothes and supplies, do your homework. Make a plan and use it!
Sizing Up Your Financial Situation
Sometimes unforeseen events in life challenge us. They may include unemployment, downsizing, a disability, natural disasters, divorce, or widowhood. Regardless of the reason, you need to take charge during these challenging times. When faced with reduced income or increased expenses, you need to develop a spending plan to help pay your bills. If your income will be affected for more than a month, you will need to adjust your spending habits to maintain control of family finances over an extended period.